/* =============================================================
   PRELOADER
   ============================================================= */
#preloader{
  position:fixed; inset:0; z-index:9999;
  background:var(--navy-950);
  display:flex; align-items:center; justify-content:center;
  transition:opacity .6s var(--ease), visibility .6s var(--ease);
}
#preloader.hide{ opacity:0; visibility:hidden; pointer-events:none; }
.loader-mark{ position:relative; width:120px; height:120px; }
.loader-ring{
  position:absolute; inset:0; border-radius:50%;
  border:3px solid rgba(238,182,20,.15);
  border-top-color:var(--gold-500);
  animation:spin 1.1s linear infinite;
}
.loader-ring.r2{ inset:16px; border-top-color:transparent; border-right-color:var(--gold-400); animation-duration:1.6s; animation-direction:reverse; }
.loader-word{
  position:absolute; inset:0; display:flex; align-items:center; justify-content:center;
  font-family:var(--font-display); color:var(--white); font-weight:700; font-size:1.05rem; letter-spacing:.05em;
}
@keyframes spin{ to{ transform:rotate(360deg); } }

/* =============================================================
   NAVBAR
   ============================================================= */
.shine-nav{
  position:fixed; top:0; left:0; right:0; z-index:1000;
  background:transparent;
  padding:22px 0;
  transition:background var(--dur-med) var(--ease), padding var(--dur-med) var(--ease), box-shadow var(--dur-med) var(--ease);
}
.shine-nav.scrolled{
  background:var(--surface);
  padding:12px 0;
  box-shadow:var(--shadow-sm);
  border-bottom:1px solid var(--border);
}
.shine-nav .nav-inner{ display:flex; align-items:center; justify-content:space-between; gap:12px; }
@media (min-width:576px){ .shine-nav .nav-inner{ gap:24px; } }

.brand{ display:flex; align-items:center; gap:8px; font-family:var(--font-display); font-weight:800; font-size:1.02rem; color:#fff; transition:color var(--dur-med) var(--ease); min-width:0; line-height:1.15; }
.brand span:not(.brand-mark){ min-width:0; overflow-wrap:break-word; }
@media (min-width:400px){ .brand{ font-size:1.2rem; gap:10px; } }
.brand-mark{
  width:34px; height:34px; border-radius:10px;
  background:linear-gradient(135deg,var(--gold-500),var(--gold-400));
  display:flex; align-items:center; justify-content:center; color:var(--navy-950); font-weight:800;
  box-shadow:var(--shadow-gold);
  flex:none;
}
@media (min-width:400px){ .brand-mark{ width:38px; height:38px; } }
.shine-nav.scrolled .brand{ color:var(--text); }

.nav-links{ display:none; align-items:center; gap:6px; }
@media (min-width:992px){ .nav-links{ display:flex; } }
.nav-links a{
  font-family:var(--font-display); font-weight:600; font-size:.92rem;
  padding:9px 16px; border-radius:var(--radius-pill);
  color:rgba(255,255,255,.82);
  transition:background var(--dur-fast) var(--ease), color var(--dur-fast) var(--ease);
}
.shine-nav.scrolled .nav-links a{ color:var(--text-muted); }
.nav-links a:hover, .nav-links a.active{ background:var(--navy-100); color:var(--navy-900); }
[data-theme="dark"] .nav-links a:hover, [data-theme="dark"] .nav-links a.active{ color:var(--gold-400); }

.nav-actions{ display:flex; align-items:center; gap:8px; flex:none; }
@media (min-width:400px){ .nav-actions{ gap:10px; } }

.icon-toggle{
  width:38px; height:38px; border-radius:50%; border:1px solid rgba(255,255,255,.25);
  background:rgba(255,255,255,.08); color:#fff; display:flex; align-items:center; justify-content:center;
  cursor:pointer; transition:all var(--dur-fast) var(--ease); flex:none;
}
@media (min-width:400px){ .icon-toggle{ width:42px; height:42px; } }
.shine-nav.scrolled .icon-toggle{ border-color:var(--border); background:var(--bg-alt); color:var(--text); }
.icon-toggle:hover{ background:var(--gold-500); color:var(--navy-950); border-color:var(--gold-500); }

.nav-cta{ display:none; }
@media (min-width:768px){ .nav-cta{ display:inline-flex; padding:11px 22px; font-size:.85rem; } }

/* =============================================================
   HERO
   ============================================================= */
.hero{
  position:relative;
  min-height:100vh;
  display:flex; align-items:center;
  padding-top:120px; padding-bottom:80px;
  background:radial-gradient(120% 100% at 15% 0%, var(--navy-700) 0%, var(--navy-900) 45%, var(--navy-950) 100%);
  overflow:hidden;
  color:#fff;
}
.hero::before{
  content:''; position:absolute; inset:0;
  background-image:radial-gradient(rgba(238,182,20,.18) 1px, transparent 1px);
  background-size:26px 26px;
  opacity:.35; mask-image:linear-gradient(to bottom, black, transparent 85%);
}
.hero-glow{
  position:absolute; width:600px; height:600px; border-radius:50%;
  background:radial-gradient(circle, rgba(238,182,20,.28), transparent 70%);
  top:-180px; right:-160px; filter:blur(10px); pointer-events:none;
}
.hero-inner{ position:relative; display:grid; gap:56px; align-items:center; }
@media (min-width:992px){ .hero-inner{ grid-template-columns:1.1fr .9fr; gap:40px; } }

.hero-badge{
  display:inline-flex;
  align-items:center;
  gap:8px;
  max-width:100%;
  background:rgba(255,255,255,.08); border:1px solid rgba(255,255,255,.18);
  padding:8px 16px; border-radius:var(--radius-pill); font-size:.82rem; font-weight:600;
  margin-bottom:22px; backdrop-filter:blur(6px);
  white-space:normal;
}
.hero-badge span.txt{ min-width:0; }
.hero-badge .dot{ width:8px; height:8px; border-radius:50%; background:var(--success); box-shadow:0 0 0 4px rgba(31,157,85,.25); flex:none; }

.hero h1{
  font-size:clamp(2.2rem, 5vw, 3.6rem);
  color:#fff;
}
.hero h1 span{ color:var(--gold-500); }
.hero p.lead{ color:rgba(255,255,255,.78); font-size:1.12rem; max-width:520px; margin-top:20px; }

.hero-cta{ display:flex; flex-wrap:wrap; gap:14px; margin-top:32px; }

.hero-trustbar{ display:flex; flex-wrap:wrap; gap:28px; margin-top:44px; }
.hero-trustbar .t-item{ display:flex; align-items:center; gap:10px; color:rgba(255,255,255,.7); font-size:.85rem; font-weight:600; }
.hero-trustbar svg{ color:var(--gold-500); flex:none; }

/* ---- Trust ring (signature element) ---- */
.trust-ring-wrap{
  position:relative; margin-inline:auto;
  width:min(340px, 78vw); aspect-ratio:1/1;
  display:flex; align-items:center; justify-content:center;
}
.trust-ring-wrap svg{ width:100%; height:100%; transform:rotate(-90deg); }
.trust-ring-bg{ fill:none; stroke:rgba(255,255,255,.1); stroke-width:10; }
.trust-ring-fg{
  fill:none; stroke:url(#goldGrad); stroke-width:10; stroke-linecap:round;
  stroke-dasharray:754; stroke-dashoffset:754;
  transition:stroke-dashoffset 1.8s var(--ease);
}
.trust-ring-center{ position:absolute; text-align:center; }
.trust-ring-center .num{ font-family:var(--font-display); font-size:3rem; font-weight:800; color:#fff; line-height:1; }
.trust-ring-center .num span{ color:var(--gold-500); }
.trust-ring-center .lbl{ margin-top:8px; font-size:.85rem; color:rgba(255,255,255,.7); letter-spacing:.04em; text-transform:uppercase; }
.trust-ring-chip{
  position:absolute; bottom:4%; right:0;
  max-width:min(220px, 62vw);
  background:var(--surface); color:var(--text); border-radius:var(--radius-md);
  padding:10px 14px; box-shadow:var(--shadow-lg); display:flex; align-items:center; gap:8px;
  font-size:.78rem; font-weight:700; line-height:1.25; animation:float 4s ease-in-out infinite;
  white-space:normal;
}
.trust-ring-chip svg{ color:var(--success); flex:none; }
@media (max-width:420px){
  .trust-ring-chip{ font-size:.72rem; padding:8px 12px; max-width:min(190px, 58vw); }
}
@keyframes float{ 0%,100%{ transform:translateY(0);} 50%{ transform:translateY(-10px);} }

/* =============================================================
   LOAN CATEGORIES
   ============================================================= */
.loan-grid{
  display:grid; gap:16px;
  grid-template-columns:repeat(2,1fr);
  align-items:stretch;
}
@media (min-width:400px){ .loan-grid{ gap:20px; } }
@media (min-width:576px){ .loan-grid{ grid-template-columns:repeat(3,1fr); } }
@media (min-width:992px){ .loan-grid{ grid-template-columns:repeat(4,1fr); } }

.loan-card{
  padding:20px 16px; display:flex; flex-direction:column; gap:12px; height:100%;
  position:relative; overflow:hidden;
}
@media (min-width:400px){ .loan-card{ padding:28px 22px; gap:14px; } }
.loan-card .icon-box{
  width:48px; height:48px; border-radius:14px;
  background:var(--navy-100); color:var(--navy-800);
  display:flex; align-items:center; justify-content:center; flex:none;
  transition:background var(--dur-med) var(--ease), color var(--dur-med) var(--ease);
}
@media (min-width:400px){ .loan-card .icon-box{ width:52px; height:52px; } }
[data-theme="dark"] .loan-card .icon-box{ color:var(--gold-400); }
.loan-card:hover .icon-box{ background:var(--gold-500); color:var(--navy-950); }
.loan-card h3{ font-size:.96rem; overflow-wrap:break-word; }
@media (min-width:400px){ .loan-card h3{ font-size:1.06rem; } }
.loan-card p{ font-size:.84rem; }
@media (min-width:400px){ .loan-card p{ font-size:.9rem; } }
.loan-card .arrow-link{ margin-top:auto; display:flex; align-items:center; gap:6px; font-weight:700; font-size:.82rem; color:var(--navy-800); flex-wrap:wrap; }
[data-theme="dark"] .loan-card .arrow-link{ color:var(--gold-400); }
.loan-card .arrow-link svg{ transition:transform var(--dur-fast) var(--ease); flex:none; }
.loan-card:hover .arrow-link svg{ transform:translateX(5px); }

/* =============================================================
   WHY CHOOSE US
   ============================================================= */
.why-grid{ display:grid; gap:22px; grid-template-columns:repeat(2,1fr); align-items:stretch; }
@media (min-width:768px){ .why-grid{ grid-template-columns:repeat(3,1fr); } }
.why-card{ padding:22px; text-align:left; display:flex; flex-direction:column; height:100%; }
@media (min-width:400px){ .why-card{ padding:26px; } }
.why-card .icon-box{ width:48px; height:48px; border-radius:12px; background:var(--gold-100); color:var(--gold-600); display:flex; align-items:center; justify-content:center; margin-bottom:16px; flex:none; }
[data-theme="dark"] .why-card .icon-box{ background:rgba(238,182,20,.12); color:var(--gold-400); }
.why-card h3{ font-size:1.02rem; margin-bottom:8px; overflow-wrap:break-word; }
.why-card p{ font-size:.86rem; }

/* =============================================================
   PROCESS TIMELINE
   ============================================================= */
.timeline{ display:grid; gap:22px; grid-template-columns:repeat(2,1fr); counter-reset:step; }
@media (min-width:768px){ .timeline{ grid-template-columns:repeat(4,1fr); } }
.timeline-step{ position:relative; padding:30px 22px 24px; }
.timeline-step .step-num{
  font-family:var(--font-display); font-weight:800; font-size:.85rem;
  color:var(--gold-600); background:var(--gold-100); width:34px; height:34px; border-radius:50%;
  display:flex; align-items:center; justify-content:center; margin-bottom:18px;
}
[data-theme="dark"] .timeline-step .step-num{ background:rgba(238,182,20,.14); color:var(--gold-400); }
.timeline-step h3{ font-size:1rem; margin-bottom:6px; }
.timeline-step p{ font-size:.87rem; }
.timeline-step::after{
  content:''; position:absolute; top:46px; right:-11px; width:22px; height:2px; background:var(--border);
  display:none;
}
@media (min-width:768px){ .timeline-step:not(:last-child)::after{ display:block; } }

/* =============================================================
   EMI CALCULATOR
   ============================================================= */
.emi-panel{
  background:var(--navy-900); border-radius:var(--radius-lg); padding:clamp(18px,5vw,48px);
  color:#fff; display:grid; gap:28px; overflow:hidden;
}
@media (min-width:992px){ .emi-panel{ grid-template-columns:1fr 1fr; gap:36px; } }
.emi-field{ margin-bottom:22px; min-width:0; }
@media (min-width:400px){ .emi-field{ margin-bottom:26px; } }
.emi-field label{
  display:flex; flex-wrap:wrap; justify-content:space-between; align-items:baseline; gap:6px 10px;
  font-family:var(--font-display); font-weight:600; font-size:.82rem; margin-bottom:12px;
}
@media (min-width:400px){ .emi-field label{ font-size:.9rem; } }
.emi-field label .val{ color:var(--gold-500); font-weight:800; overflow-wrap:anywhere; }
.emi-field input[type="range"]{
  width:100%; appearance:none; height:6px; border-radius:var(--radius-pill);
  background:rgba(255,255,255,.15); outline:none; display:block;
}
.emi-field input[type="range"]::-webkit-slider-thumb{
  appearance:none; width:20px; height:20px; border-radius:50%; background:var(--gold-500);
  border:3px solid var(--navy-900); cursor:pointer; box-shadow:0 0 0 4px rgba(238,182,20,.25);
}
.emi-field input[type="range"]::-moz-range-thumb{
  width:20px; height:20px; border-radius:50%; background:var(--gold-500); border:3px solid var(--navy-900); cursor:pointer;
}
.emi-result{
  background:rgba(255,255,255,.05); border:1px solid rgba(255,255,255,.12); border-radius:var(--radius-md);
  padding:clamp(18px,5vw,28px); display:flex; flex-direction:column; justify-content:center; min-width:0; overflow:hidden;
}
.emi-result .big{
  font-family:var(--font-display); font-weight:800; color:var(--gold-500);
  font-size:clamp(1.5rem, 8vw, 2.6rem); line-height:1.15; overflow-wrap:anywhere;
}
.emi-breakdown{ display:flex; flex-wrap:wrap; gap:14px 18px; margin-top:22px; }
.emi-breakdown .b-item{ flex:1 1 90px; min-width:90px; }
.emi-breakdown .b-label{ font-size:.72rem; color:rgba(255,255,255,.6); text-transform:uppercase; letter-spacing:.05em; }
@media (min-width:400px){ .emi-breakdown .b-label{ font-size:.78rem; } }
.emi-breakdown .b-value{ font-family:var(--font-display); font-weight:700; font-size:1rem; margin-top:4px; overflow-wrap:anywhere; }
@media (min-width:400px){ .emi-breakdown .b-value{ font-size:1.15rem; } }
.emi-bar{ height:10px; border-radius:var(--radius-pill); overflow:hidden; display:flex; margin-top:18px; background:rgba(255,255,255,.1); }
.emi-bar .principal{ background:var(--gold-500); height:100%; transition:width .5s var(--ease); }
.emi-bar .interest{ background:rgba(255,255,255,.35); height:100%; transition:width .5s var(--ease); }

/* =============================================================
   ELIGIBILITY
   ============================================================= */
.eligibility-list{ display:grid; gap:14px; grid-template-columns:repeat(2,1fr); margin-top:8px; }
@media (min-width:768px){ .eligibility-list{ grid-template-columns:repeat(3,1fr); } }
.eligibility-item{ display:flex; align-items:flex-start; gap:12px; padding:16px; border-radius:var(--radius-md); background:var(--surface); border:1px solid var(--border); }
.eligibility-item svg{ color:var(--success); flex:none; margin-top:2px; }
.eligibility-item span{ font-size:.9rem; font-weight:600; }

/* =============================================================
   STATS
   ============================================================= */
.stats-band{
  background:var(--navy-900); border-radius:var(--radius-lg); color:#fff;
  padding:clamp(32px,5vw,56px); display:grid; gap:28px; grid-template-columns:repeat(2,1fr);
}
@media (min-width:768px){ .stats-band{ grid-template-columns:repeat(4,1fr); } }
.stat-item{ text-align:center; }
.stat-item .num{ font-family:var(--font-display); font-weight:800; font-size:clamp(1.8rem,4vw,2.6rem); color:var(--gold-500); }
.stat-item .lbl{ margin-top:8px; font-size:.85rem; color:rgba(255,255,255,.72); }

/* =============================================================
   PARTNER BANKS MARQUEE
   ============================================================= */
.marquee{ overflow:hidden; -webkit-mask-image:linear-gradient(to right, transparent, black 10%, black 90%, transparent); }
.marquee-track{ display:flex; gap:56px; width:max-content; animation:scroll-x 26s linear infinite; align-items:center; }
.marquee-track span{ font-family:var(--font-display); font-weight:800; font-size:1.3rem; color:var(--text-muted); opacity:.6; white-space:nowrap; }
@keyframes scroll-x{ from{ transform:translateX(0);} to{ transform:translateX(-50%);} }

/* =============================================================
   TESTIMONIALS
   ============================================================= */
.testi-track{ display:flex; gap:22px; overflow-x:auto; scroll-snap-type:x mandatory; padding-bottom:12px; scrollbar-width:none; }
.testi-track::-webkit-scrollbar{ display:none; }
.testi-card{
  scroll-snap-align:start; min-width:min(360px,86vw); padding:28px; display:flex; flex-direction:column; gap:16px;
}
.testi-stars{ color:var(--gold-500); display:flex; gap:2px; }
.testi-card p.quote{ font-size:.96rem; color:var(--text); }
.testi-person{ display:flex; align-items:center; gap:12px; margin-top:auto; }
.testi-avatar{ width:44px; height:44px; border-radius:50%; background:var(--navy-100); color:var(--navy-800); display:flex; align-items:center; justify-content:center; font-weight:800; font-family:var(--font-display); flex:none; }
.testi-person .name{ font-weight:700; font-size:.88rem; }
.testi-person .role{ font-size:.78rem; color:var(--text-muted); }
.testi-nav{ display:flex; gap:10px; margin-top:24px; }
.testi-nav button{ width:40px; height:40px; border-radius:50%; border:1px solid var(--border); background:var(--surface); display:flex; align-items:center; justify-content:center; cursor:pointer; transition:all var(--dur-fast) var(--ease); }
.testi-nav button:hover{ background:var(--gold-500); border-color:var(--gold-500); color:var(--navy-950); }

/* =============================================================
   FAQ
   ============================================================= */
.faq-item{ border-bottom:1px solid var(--border); }
.faq-q{
  width:100%; text-align:left; background:none; border:none; padding:22px 4px;
  display:flex; justify-content:space-between; align-items:center; gap:16px; cursor:pointer;
  font-family:var(--font-display); font-weight:700; font-size:1rem; color:var(--text);
}
.faq-q .plus{ flex:none; width:28px; height:28px; border-radius:50%; background:var(--navy-100); display:flex; align-items:center; justify-content:center; transition:transform var(--dur-med) var(--ease), background var(--dur-med) var(--ease); }
[data-theme="dark"] .faq-q .plus{ background:var(--bg-alt); }
.faq-item.open .faq-q .plus{ transform:rotate(45deg); background:var(--gold-500); color:var(--navy-950); }
.faq-a{ max-height:0; overflow:hidden; transition:max-height var(--dur-med) var(--ease); }
.faq-a-inner{ padding:0 4px 22px; font-size:.92rem; color:var(--text-muted); max-width:80ch; }

/* =============================================================
   CONTACT / FORM
   ============================================================= */
.contact-wrap{ display:grid; gap:40px; }
@media (min-width:992px){ .contact-wrap{ grid-template-columns:.9fr 1.1fr; } }
.contact-info-card{ background:var(--navy-900); color:#fff; border-radius:var(--radius-lg); padding:clamp(26px,4vw,40px); }
.contact-info-row{ display:flex; gap:14px; align-items:flex-start; padding:16px 0; border-bottom:1px solid rgba(255,255,255,.12); min-width:0; }
.contact-info-row:last-child{ border-bottom:none; }
.contact-info-row .icon-box{ width:42px; height:42px; border-radius:10px; background:rgba(238,182,20,.14); color:var(--gold-500); display:flex; align-items:center; justify-content:center; flex:none; }
.contact-info-row .lbl{ font-size:.78rem; text-transform:uppercase; letter-spacing:.05em; color:rgba(255,255,255,.55); }
.contact-info-row .val{ font-weight:700; margin-top:2px; overflow-wrap:anywhere; min-width:0; }

.form-shine{ background:var(--surface); border:1px solid var(--border); border-radius:var(--radius-lg); padding:clamp(24px,4vw,40px); }
.form-group{ margin-bottom:20px; position:relative; }
.form-group label{ display:block; font-size:.83rem; font-weight:700; margin-bottom:8px; }
.form-control-shine{
  width:100%; padding:14px 16px; border-radius:var(--radius-sm); border:1.5px solid var(--border);
  background:var(--bg); color:var(--text); font-family:var(--font-body); font-size:.94rem;
  transition:border-color var(--dur-fast) var(--ease), box-shadow var(--dur-fast) var(--ease);
}
.form-control-shine:focus{ border-color:var(--gold-500); box-shadow:0 0 0 4px rgba(238,182,20,.15); outline:none; }
.form-control-shine.is-invalid{ border-color:#e6483f; }
.field-error{ font-size:.78rem; color:#e6483f; margin-top:6px; display:none; }
.form-group.invalid .field-error{ display:block; }
.form-status{ margin-top:16px; font-size:.88rem; font-weight:600; display:none; align-items:center; gap:8px; }
.form-status.show{ display:flex; }
.form-status.success{ color:var(--success); }
.spinner-shine{ width:16px; height:16px; border-radius:50%; border:2px solid rgba(255,255,255,.4); border-top-color:#fff; animation:spin .7s linear infinite; display:none; }
.btn-shine.loading .spinner-shine{ display:inline-block; }
.btn-shine.loading .btn-label{ opacity:.7; }

/* =============================================================
   CTA BANNER
   ============================================================= */
.cta-band{
  background:linear-gradient(120deg,var(--gold-500),var(--gold-400));
  border-radius:var(--radius-lg); padding:clamp(32px,5vw,56px); color:var(--navy-950);
  display:flex; flex-wrap:wrap; align-items:center; justify-content:space-between; gap:24px;
}
.cta-band h2{ font-size:clamp(1.5rem,3vw,2.1rem); max-width:520px; color:var(--navy-950); }
.cta-band .btn-primary-shine{ background:var(--navy-900); color:#fff; box-shadow:0 12px 26px rgba(10,27,61,.35); }
.cta-band .btn-primary-shine:hover{ background:var(--navy-800); }

/* =============================================================
   FOOTER
   ============================================================= */
.shine-footer{ background:var(--navy-950); color:rgba(255,255,255,.7); padding:70px 0 26px; }
.footer-grid{ display:grid; gap:40px; grid-template-columns:1.4fr repeat(3,1fr); margin-bottom:50px; }
@media (max-width:991px){ .footer-grid{ grid-template-columns:repeat(2,1fr); } }
@media (max-width:575px){ .footer-grid{ grid-template-columns:1fr; } }
.footer-grid h4{ color:#fff; font-size:.95rem; margin-bottom:18px; }
.footer-grid ul{ list-style:none; padding:0; margin:0; display:flex; flex-direction:column; gap:12px; min-width:0; }
.footer-grid li{ overflow-wrap:break-word; }
.footer-grid a{ font-size:.88rem; transition:color var(--dur-fast) var(--ease); overflow-wrap:break-word; }
.footer-grid a:hover{ color:var(--gold-500); }
.footer-brand p{ color:rgba(255,255,255,.6); font-size:.9rem; margin-top:14px; max-width:280px; }
.footer-social{ display:flex; gap:10px; margin-top:20px; }
.footer-social a{ width:38px; height:38px; border-radius:50%; background:rgba(255,255,255,.06); display:flex; align-items:center; justify-content:center; transition:all var(--dur-fast) var(--ease); }
.footer-social a:hover{ background:var(--gold-500); color:var(--navy-950); transform:translateY(-3px); }
.footer-bottom{ border-top:1px solid rgba(255,255,255,.1); padding-top:24px; display:flex; flex-wrap:wrap; justify-content:space-between; gap:14px; font-size:.8rem; }
.footer-bottom a{ opacity:.8; }
.footer-bottom a:hover{ opacity:1; color:var(--gold-500); }

/* =============================================================
   FLOATING ACTION BUTTONS
   ============================================================= */
.fab-stack{
  position:fixed; right:20px; bottom:96px; z-index:900; display:flex; flex-direction:column; gap:14px;
  opacity:0; transform:translateY(14px) scale(.9); pointer-events:none;
  transition:opacity var(--dur-med) var(--ease), transform var(--dur-med) var(--ease);
}
.fab-stack.show{ opacity:1; transform:none; pointer-events:auto; }
@media (min-width:992px){ .fab-stack{ bottom:28px; } }
.fab{
  width:56px; height:56px; border-radius:50%; display:flex; align-items:center; justify-content:center;
  box-shadow:var(--shadow-lg); cursor:pointer; transition:transform var(--dur-fast) var(--ease);
  color:#fff; position:relative;
}
.fab:hover{ transform:scale(1.08) translateY(-2px); }
.fab-whatsapp{ background:#25D366; }
.fab-call{ background:var(--navy-800); }
.fab-call::after{
  content:''; position:absolute; inset:0; border-radius:50%; border:2px solid var(--navy-800);
  animation:pulse-ring 2.4s ease-out infinite;
}
@keyframes pulse-ring{ 0%{ transform:scale(1); opacity:.6;} 100%{ transform:scale(1.6); opacity:0;} }

.fab-social-trigger{
  position:fixed; left:18px; bottom:96px; z-index:900;
  width:58px; height:58px; border-radius:50%;
  background:var(--navy-900); color:var(--gold-500);
  display:flex; align-items:center; justify-content:center;
  box-shadow:var(--shadow-lg); cursor:pointer; border:none;
  opacity:0; transform:translateY(14px) scale(.9); pointer-events:none;
  transition:opacity var(--dur-med) var(--ease), transform var(--dur-med) var(--ease);
}
.fab-social-trigger.show{ opacity:1; transform:none; pointer-events:auto; }
@media (min-width:992px){ .fab-social-trigger{ bottom:28px; } }
.fab-social-trigger::before{
  content:''; position:absolute; inset:-6px; border-radius:50%; border:1.5px solid rgba(238,182,20,.5);
  animation:pulse-ring 2.8s ease-out infinite;
}
.fab-social-trigger svg{ position:relative; z-index:1; }

/* ---- Social Modal ---- */
.social-modal-backdrop{
  position:fixed; inset:0; background:rgba(6,11,24,.6); backdrop-filter:blur(4px);
  z-index:1200; opacity:0; visibility:hidden; transition:all var(--dur-med) var(--ease);
  display:flex; align-items:center; justify-content:center; padding:20px;
}
.social-modal-backdrop.open{ opacity:1; visibility:visible; }
.social-modal{
  background:var(--surface); border-radius:var(--radius-lg); padding:32px;
  width:100%; max-width:420px; transform:translateY(24px) scale(.96); opacity:0;
  transition:all var(--dur-med) var(--ease); box-shadow:var(--shadow-lg);
}
.social-modal-backdrop.open .social-modal{ transform:translateY(0) scale(1); opacity:1; }
.social-modal h3{ font-size:1.1rem; margin-bottom:4px; }
.social-modal p.sub{ font-size:.86rem; margin-bottom:22px; }
.social-modal-close{ position:absolute; top:18px; right:18px; }
.social-grid{ display:grid; grid-template-columns:repeat(3,1fr); gap:14px; }
.social-grid a{
  display:flex; flex-direction:column; align-items:center; gap:8px; padding:16px 8px;
  border-radius:var(--radius-md); background:var(--bg-alt); font-size:.76rem; font-weight:700;
  transition:all var(--dur-fast) var(--ease);
}
.social-grid a:hover{ background:var(--gold-500); color:var(--navy-950); transform:translateY(-3px); }

/* =============================================================
   BOTTOM MOBILE NAV
   ============================================================= */
.bottom-nav{
  position:fixed; left:0; right:0; bottom:0; z-index:950;
  background:var(--surface); border-top:1px solid var(--border);
  display:flex; justify-content:space-around; padding:8px 4px calc(env(safe-area-inset-bottom,0) + 6px);
  box-shadow:0 -8px 24px rgba(10,27,61,.08);
}
@media (min-width:992px){ .bottom-nav{ display:none; } }
.bottom-nav a{
  display:flex; flex-direction:column; align-items:center; gap:4px; font-size:.66rem; font-weight:700;
  color:var(--text-muted); padding:6px 10px; border-radius:12px; transition:all var(--dur-fast) var(--ease); flex:1;
}
.bottom-nav a.active{ color:var(--gold-600); }
[data-theme="dark"] .bottom-nav a.active{ color:var(--gold-400); }
.bottom-nav a svg{ transition:transform var(--dur-fast) var(--ease); }
.bottom-nav a.active svg{ transform:translateY(-2px); }

/* body padding for bottom nav on mobile */
@media (max-width:991px){ body{ padding-bottom:70px; } }

/* =============================================================
   MISC
   ============================================================= */
.sound-toggle{ }
.badge-soft{ display:inline-block; padding:4px 10px; border-radius:var(--radius-pill); background:var(--gold-100); color:var(--gold-600); font-size:.72rem; font-weight:800; }
[data-theme="dark"] .badge-soft{ background:rgba(238,182,20,.14); color:var(--gold-400); }